Free Budget Spreadsheet Excel Template
Free Budget Spreadsheet Excel Template - Expenses TabFree Budget Spreadsheet Excel Template - Month Tab

Super Starter Budget

4.56 out of 5 based on 36 customer ratings
(36 customer reviews)


A free budget template for Excel. Simply enter your categories and log your spending for the month. It doesn't get easier than this!

Requirements: Excel
License: Personal – not for distribution or resale

Product Description

New to budgeting? Have a budget now, but want a fresh start? Try our new, absolutely free budget spreadsheet, the Super Starter Budget. This ultra simple, no frills, Excel budget template is so easy, it actually makes budgeting fun!


Setting up your budget worksheet is super easy. First enter your budget time frame by selecting the month and year from the drop down menus. Then enter your net income for the month. Finally, enter up to 10 categories that you want to track. Next to each category, enter your budget amounts. Use the interactive PLUS, MINUS, UP, and DOWN buttons to add, remove, or move categories up or down.


Track your spending for the month by logging them into the Expenses table. The Expense table has columns for the date, description, amount, and category of each expense. Assign each expense to one of the categories you entered in the setup, by selecting from the built-in drop down menu. This table is a great way to have a historical record of your spending. You can even filter and sort the table to drill down on specific dates, descriptions, or categories of spending.


Your actual spending vs budget spending will automatically calculate in the Month Detail tab. This sheet will give you a savings summary, a spending summary, and a spending by category breakdown. There is also a pie chart that shows you what percentage each category represents to your total spending. It’s easy to see where you’re spending the most! Analyze the Month Detail sheet as often as you need to see how you’re tracking for the month. Adjust your spending habits as necessary, and start saving!


For detailed instructions on how to use the free budget spreadsheet, check out How to Use the Super Starter Budget.


  • Single Month Budget
  • One Regular Income Source
  • Up to 10 Expense Categories
  • Actual Spending Pie Chart


The Super Starter Budget is an introductory, single month free budget spreadsheet. For a full 12-month budget template with up to 20 categories, check out the Super Basic Budget. For a 12-month budget with 20 categories, subcategories, and many more premium features, check out the Super Deluxe Budget.

36 reviews for Super Starter Budget

  1. 3 out of 5


    Good Introduction, need to upgrade to get the granularity needed.

  2. 4 out of 5


    Nice, simple budget spreadsheet. It works well for a single person and is easy enough that I actually may use it.

  3. 3 out of 5


    It’s a good starter budget to see how a budget works in Excel, but I need a 12 month budget to keep track of more than one month at a time. I’ll look into the Super Delux budget, which has more features and the ability to track a full year.

  4. 5 out of 5


    I have used and created complicated budgets in the past. I was looking for templates with a lot of functionality and simple so I can get my husband to participate in the family budgets. This one looks great!

  5. 5 out of 5


    This was so simple to use and loved to see the pie chart with my expenses! I’ve tried other budget apps, spreadsheets and programs but this one really helped me stick to my plan and had me excited to open it to see how I stayed on track.

  6. 5 out of 5


    Good product. Free version not very comprehensive but looks like deluxe is worth the money.

  7. 5 out of 5


    Super easy to use! I really need to get my finances in order and this is a great first step!

  8. 5 out of 5


    I must have downloaded about 30 templates from all over the internet. But this is the only one that had all the different functions i needed. It was easy to understand and to top it off, looked nice as well.

  9. 5 out of 5


    I will give this a 5 for excellent effort. Looks easy for a beginner to use (I am not a beginner). I really would like to try out the ability to have the functionality that the Super Deluxe Budget has (maybe this i something you can include in the starter budget with a 3 day timer or something similar for people to purchase if they want the continued functionality). With that said, I fully intend to purchase the Super Deluxe Budget. I have tried dozens of other templates and although I have one now that works, I always like to try out new ones.

  10. 1 out of 5


    You didn’t allow enough versatility (I don’t mean features).to fit my situation. Some of the macros didn’t work properly and I had to correct them in order for them work within the constraints of the program. Other programs fit my financial situation. So, consequently this is of no use to me to be interested in purchasing the other programs.

    • :

      Hi Leonard, we are very sorry to hear the Super Starter Budget was not useful to you. It’s a very simple budget that may not be suitable for every financial situation. All of the macros however, should function properly. Can you please let us know which ones were not working for you? Also what version of Excel are you using? Feel free to send attachments to Thank you!

  11. 5 out of 5


    Great free product!! Just what I’ve been looking for.

  12. 5 out of 5


    This sheet is great! I had been looking for something that was easy to use to keep a budget and this is it. It is a basic but amazing budget sheet.

  13. 5 out of 5


    This budget sheet was EXACTLY what I trying to design myself! So thankful I found this already completed. This budget sheet had been a great help in organizing my spending and keeping track of expenses. Thanks for designing this wonderful document and making it available to those of us trying to get our finances in order!

  14. 5 out of 5


    This is very user-friendly and visually pleasing as well. This template makes budgeting fun! This will be my first year budgeting, and this makes my excited to plan out my 2018!

  15. 5 out of 5


    This is great! Functionality of this budget is amazing and so simple.

  16. 5 out of 5


    Great simple product

  17. 5 out of 5


    This is the only spreadsheet I have found that does everything I need to manage my budget in one simple package. And its sooooo easy to use and navigate-whether you are a novice or experienced -anyone can use it! The instructions are very clear and helpful and I really like that you can contact the maker for support and questions. I started using this spreadsheet last year and am about to go onto my second year! Its great to have everything in the one place! Its really great value for money!

  18. 5 out of 5


    Love it! My own spreadsheets have always been so basic, so this one is a night and day difference from my own. I really like the pie chart comparison!

  19. 5 out of 5


    I’ve tried several different budget spreadsheets and this one is hands down the best one that I’ve used. It’s simple to start up and maintain. The best part is that it is easy to copy and paste all my expenses into the spreadsheet so that it takes only minutes per month to keep up with. Customer service is terrific too if you have any problems!

  20. 5 out of 5


    I love this template. I needed to get myself together money wise and this is perfect for me to see exactly where my money is going. I can’t wait to add new transactions each day! Thank you!

  21. 4 out of 5


    I have been using different apps to track my expenses.But i needed something simple with more command on my hand while setting budget and expenses categories. I tried simple budget excel template and i love it. i feel more control on my expenses now. Reason i give only 4 star is because of two reason.1) this template support only with limited sources like can not use on my mac as i have different version of excel. 2)does not support multiple device at the time . But overall the template is very easy to use and user friendly.

  22. 5 out of 5


    Excellent, simple budget tool! The graphs are a nice way to get a quick view of where your money is going each month. Easy to get this set up and to use. Will definitely look into getting the deluxe budget with more categories.

  23. 5 out of 5


    Janet is the most kind person I have ever met.

    The excel had some errors, the problem was from the date formatting.

    After several emails, Janet corrected the excel and now everything works perfectly!

    Thank you again for your patience and for helped me.

  24. 3 out of 5


    This Budget Starter was exactly that I was looking for and I Thank you for making this amazing spreadsheet!

    Unfortunately the “Actual” column is not populated with the total amount from “Expense tab”.
    I will attached 2 print screens.

    Expenses :
    Month Detail :

    Please tell me what I am doing wrong.

    Thank You!


    • :

      Hi Angela, thank you so much for pointing this out to me and helping me figure out what the problem was. Excel was formatting the month in your local language (i.e. Romanian), which was causing an error since my formulas were based on English months. I have corrected the latest version of the template, so that it should now be compatible outside of English-speaking countries. Thank you again for your patience and your assistance!

  25. 5 out of 5


    I love how simple yet detailed this spreadsheet is. I’m good with excel, but it would take me hours to make something worthwhile and I’m sure it wouldn’t be near as pretty. It’s well laid out and easy to read, I plan on buying the super deluxe version for even more detail. It has easy to follow instructions that can be turned on or off. I tried to find something more automatic (like but it’s really hard to get away from a manual process. Besides, I like the accountability of having to enter each of our expenses. It makes me feel like I have more of a handle on what’s going out and will help us make better spending choices in the future.

  26. 5 out of 5


    Great tool to start with. It was very easy to use and very straight forward. Plug in your numbers and watch the spreadsheet come to life. It has helped me get back on track with my finances. The charts are great for the visual learners like myself! Would definitely recommend it.

  27. 1 out of 5


    Frustrated. This was exactly what I’ve been looking for; simple to set up. Easy to read. Seemed like everything was there… but one big issue.. The information from the “Expense Tab” is NOT carrying over to the “Monthly Details Tab” and placing it in the “Actual” column. So at the end of the day it doesn’t work! I can’t track anything or keep a running tab. Very disappointed… If anyone knows how to fix this please let me know and I will be glad to revise my rating if it ends up working.

    • :

      Hi Tracey, I’m sorry the template isn’t working for you! I’ll need some information to figure out exactly what the problem is. Usually when this happens it’s because the month is not recognized based on how the dates are entered. If you click on the “Show Month” button on the Expenses tab, you can see if the month is being recognized (i.e. it should say “AUG 2015”). If this column does not show the proper month, the formula in there was overwritten and I can fix it for you. I will send you an email directly so you can reply with the screenshots and we can go from there. Let’s get this to work!

  28. 5 out of 5


    I’ve been looking for a simple yet well done budget tracker and was so happy to stumble upon Savvy Spreadsheets!! My favourite feature is that I can create my own categories. It is easy to use yet comprehensive and I feel so much more in control of my spending. THANK YOU!

  29. 5 out of 5


    so easy and LOVE it!!!

  30. 5 out of 5


    This is a great excel spreadsheet for first time budgeting! The spreadsheet literally walks you through the process step by step, and everything is very straight forward and easy to understand. I loved this spreadsheet so much that I upgraded to the 12 month super basic budget so I could keep track of my budget annually. If you’re skeptical at all about this spreadsheet, just download it and give it a try! It’s completely free, no strings attached and they won’t use your email address to spam you. Plus, if you have any problems with the download all you have to do is follow up with an email and they will get back to you immediately and resolve the issue!

  31. 5 out of 5


    I loved it! It was very simple and straight forward. Great for someone who wants to keep track of the basics with not a lot of detail.

  32. 5 out of 5


    This budget is so useful! I love the color scheme. It’s easy to use and understand for a beginner. This is exactly what I’ve been looking for and its FREE! Amazing. Thank you!!

  33. 5 out of 5


    This budget is perfect in so many ways. Easy for the beginner who has never made or used a budget, but also a tremendous quick, easy, and convenient resource for someone looking for a well put together product. Not only is the template very user friendly and as easy as following the 5 quick steps for setup, but it has been well made in Excel for a very aesthetically pleasing user interface complete with built in buttons and graphics. I highly recommend the Super Starter Budget!!

  34. 5 out of 5


    I have tried many times to create a home budget on Excel, but I spend so much time typing in fields, and moving things around because I have so little knowledge of formulas, and macros. These spreadsheets have all of that down for you so all you need to do it enter the names 1 time, and amount each month. The only thing I would add would be a way to roll the amount from the previous month into the current month, maybe in the income section. This is overall a good product, and I plan you use it weekly to stay on top of my bills.

  35. 5 out of 5


    I was searching around the internet to find a simple budget spreadsheets, and tried out many different ones. I found the Super Starter Budget and it is by far the simplest to use. I really liked the pie chart, it shows in one glance were your money is going each month. I highly recommend the Super Starter Budget… give it a try I am sure you will love it as much as I do!

  36. 5 out of 5


    LOVE IT! This is the First time we are starting to figure out a budget for our family and this is the simplest spreadsheet I have seen (and I searched around a lot) Simple to enter data and get the results your looking for! Easy to use, Easy to Understand! By far the best! Thank you for making this spreadsheet and making it available to all!

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