Easy Budget Worksheet Excel Template
Easy Budget Worksheet Excel Template - Expenses TabEasy Budget Worksheet Excel Template - Month TabEasy Budget Worksheet Excel Template - Annual Tab

Super Basic Budget

4.83 out of 5 based on 23 customer ratings
(23 customer reviews)


An incredibly easy budget worksheet in Excel. The Super Basic Budget is the full 12-month version of our free introductory Super Starter Budget.

Requirements: Excel
License: Personal – not for distribution or resale

Product Description

Let’s face it, you’re not going to use a budget unless it’s incredibly simple. This super easy budget spreadsheet has just enough features to help you watch your spending with minimal effort. The Super Basic Budget is the upgraded 12-month version of the Super Starter Budget. If you liked our Starter budget and now want a full length budget spreadsheet with more categories, the Basic budget is for you!


To set up your budget template, first enter the budget time frame. Select the starting month and year from the drop down menus, and the ending month and year will calculate. Your budget will be tracked for 12 months. Next enter your monthly net income. There’s a handy built-in monthly net income calculator for those who receive a weekly, biweekly, or bimonthly paycheck. Next, enter up to 20 spending categories and the monthly budget amounts next to each category. Use the PLUS, MINUS, UP and DOWN buttons to easily add, delete, or move your categories around.


On the Expenses sheet, log each of your expense items by entering the date, description, amount, and category. The budget worksheet will track your spending for each month based on the dates entered. Continue to log your spending for the entire 12 month period. There are PLUS and MINUS buttons that let you easily add or delete rows.

Monthly Analysis

This easy budget worksheet has many features to help you understand where your money’s going. On the Month Detail sheet, check out the savings and spending summaries at the top, and the spending by category section at the bottom. To the right-hand side, you’ll see two pie charts, one for budget spending by category and another for actual spending by category. Compare the two pie charts to see which areas you are overspending relative to your budgeted amounts. To check out other months, simply click on the month buttons at the top of the screen.

Annual Analysis

To track your spending habits month by month, review the Annual Summary sheet. This sheet provides the same budget and actual amounts that you saw in the Month Detail, but for all 12 months of the year. It’s a really easy way to see how your spending fluctuates during the year. You’ll also see the total, year-to-date, and average calculations for each category.


For detailed instructions on using the Super Basic Budget spreadsheet, check out How to Use the Super Basic Budget.


  • 12-Month Budget
  • One Regular Income Source
  • Net Income Calculator
  • Up to 20 Expense Categories
  • Budget Spending Pie Chart
  • Actual Spending Pie Chart


The Super Basic Budget is a straightforward, easy budget spreadsheet for those that just want a simple budget template in Excel. If you’re someone who wants to drill down your budget into more detail, check out the Super Deluxe Budget. The Deluxe version lets you budget by subcategories, track irregular and regular income, and track irregular and regular spending, and even track spending by account.

23 reviews for Super Basic Budget

  1. 5 out of 5


    The template is very easy to use and the instructions are clear. I would say this template is perfect for anyone planning a budget who has a set or fixed income each month. As this is not the case for me currently, I was advised to upgrade to the deluxe which offers that capability. I was even offered a discount on the upgrade since I had already bought this version! I am very happy with the product and the service, and will be recommending it to my friends and family members.

  2. 4 out of 5


    This template is great. I never buy templates because I can just download them for free, but there is no other template like this. So I bought it, and I couldn’t be happier!

  3. 5 out of 5


    Easy to use spreadsheet. Love it.

  4. 5 out of 5


    I’ve tried apps, home-made excel sheets, and online tools to help me budget and nothing has worked for me. I stumbled upon Savvy Spreadsheets and am so glad I did. It’s a fool proof excel sheet that is more advanced than anything I could create myself, easy to use, visual and dare I say fun! I love looking at the pie charts to see where I stand. Truly a one stop shop for budgeting!

  5. 5 out of 5


    In addition to being a very useful, functional, and helpful product, this spreadsheet is designed very well and also includes great instructions! Definitely recommend. Fast customer support.

  6. 5 out of 5


    Awesome! Very easy to use. I recommend you try it and you wont be disappointed.

  7. 4 out of 5


    I just recently started tracking my budget and the Super Basic Budget made it extremely easy! I loved the simplicity of the budget, makes setting up and tracking a breeze. I am currently upgrading to the Super Deluxe Budget as my income as recently changed and will continue to vary due to bonuses, etc. The Super Basic Budget does not allow you to change the monthly income on a month to month basis… therefore I’m choosing to upgrade. Had my monthly income remained fixed, I would have stayed with this budget!

  8. 5 out of 5


    I was recently laid off, and knew I needed to keep track of our budget better. I ran across savvyspreadsheets after an internet search, and am very pleased I made a purchase of a spreadsheet here. The payment and download was very simple. The spreadsheet works flawlessly. I am now upgrading to the super deluxe budget spreadsheet. The super deluxe will allow me to enter different monthly income amounts. Also, the customer service from Janet is great. She answered a few questions I had very quickly. I would highly recommend using a spreadsheet from savvy!

  9. 5 out of 5


    This spreadsheet is a must have for anyone interested in budgeting. It’s completely user friendly, very easy to use, and walks you through the process step by step. All you have to do is enter your finance data in the fields and voila! You get a comprehensive look at your finances for that month! I actually started out with the Super Starter Budget which is free and nearly identical to this version, except that you can only use it to budget one month instead of twelve. I loved it so much that I decided to upgrade to the Super Basic Budget and keep track of my finances annually! If you’re skeptical at all about whether or not you’ll like this spreadsheet I suggest that you try the free version out first (Super Starter Budget). There are no strings attached and the only thing they ask you for is your email – don’t worry they won’t use it for anything except sending you a receipt and the download link. I initially had trouble with the download, however I emailed Janet and within minutes she got back to me and resolved the issue. So if you have any trouble, just send her an email and I promise you won’t be disappointed!

  10. 5 out of 5


    A good budget is essential to financial freedom and the Savvy Spreadsheets are so easy to use. Very user friendly. I am a retirement planner and I will definitely recommend this to my clients looking for an easy way to stay on track with their financial goals. Also, my husband and I are both self-employed, this makes it so much easier to keep up with all the expenses and receipts we collect on a daily basis.

  11. 5 out of 5


    My husband and I are new to budgeting and wanted a spreadsheet that was easy to use. This one is very user friendly, has many categories included, and simple to update. I would recommend it for anyone starting out and wanting a basic tool. When I had a question regarding this spreadsheet, I also received excellent customer service. 🙂

  12. 5 out of 5


    Very easy to use! Simple categories are perfect for what I need!

  13. 5 out of 5


    So easy!!! this was perfect for me….thank you! 😀

  14. 5 out of 5


    I was looking for a simple spreadsheet to manage my finances and then I stumbled on the Savvy spreadsheet website. I have been using the super basic spreadsheet for a year, it is simple to use and helped me to manage my finances. I have now decided to customise the spreadsheet to a bespoke template that meets my requirements. The process was simple and all queries I had were dealt with promptly; amazing customer service. I am now enjoying my bespoke template. Try it you will not regret it.

  15. 5 out of 5


    I’ve been using the basic budget for a couple years now and it has been fantastic. We recently purchased a house and now we have more budgeting to do and so I’ve decided to upgrade to the super deluxe budget. Thanks for making this so easy. I’m no math whiz and I run a tight household with us only having one income! You make it easy.

  16. 5 out of 5


    I have looked everywhere for a simple budget spreadsheet to help me with my finances. I’m so thankful I found this one, it is really easy to use and very helpful!! Thank you so much!!

  17. 4 out of 5


    I have used quite a few budgeting spreadsheets, but this one I really like, it has all that you need and is very simple to use, what I really admire is the quick response that I recieve if I have any questions.

    Great spreadsheet…

  18. 5 out of 5


    I’ve never been really financially astute, have been afraid to look at my expenses in black and white, and have never known where to begin. Coming across the super basic budget spreadsheet actually changed all that. I have really enjoyed using the spread sheet and balancing expenses and earnings, dreaming about saving up, and developing concrete strategies to do that. These are fun and easy to use, adapt and customize!

  19. 4 out of 5


    wow, quite a creative approach.
    I use software, but Excel is sometimes better for the beginners.

  20. 5 out of 5


    This budget spreadsheet is so easy to use, it works everything out for you! I would recommend this to anyone and everyone!

    Thank you very much, has made life so much easier!

  21. 5 out of 5


    I loved it… I was looking for tracking my spendings and it’s perfect for me…. Thanks for putting it together…………

  22. 5 out of 5


    My fiancee and I are getting married in a few months, and I’m going to be the budget-keeper for the family. However, I had never created a budget before and just needed something really simple and easy to understand for both of us. I must have looked at half a dozen different budgeting solutions, but they were all so confusing! (And many of them cost $50 or more.) That’s when I found Super Basic Budget. It’s ridiculously easy to understand (but yet has just the right amount of features), and the price can’t be beaten. Highly recommended.

  23. 5 out of 5


    OK, look… I love the Super Basic Budget spreadsheet and want to use it to save my marriage! (I laughed a little out loud for that one). I have not had a registered home budget in many years and was looking for a simple and easy way to do it. (maybe a little dummy proof too) The way this spreadsheet is laid out is very user friendly and ridiculously easy with to-the-point directions. It has a place for daily entries that automatically subtract amounts in the categories you set up. By the way, it took me literally minutes to set up our budget. Thank you Janet for saving my marriage!

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