Super Basic Budget Excel Template - Screen View - Setup Tab
Super Basic Budget Excel Template - Screen View - Expenses TabSuper Basic Budget Excel Template - Screen View - Month TabSuper Basic Budget Excel Template - Screen View - Annual Tab

Super Basic Budget

4.83 out of 5 based on 23 customer ratings
(23 customer reviews)


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An incredibly simple Excel budget template. The Super Basic Budget is the full 12-month version of the Starter budget.

Personal License (not for distribution or resale)

System Requirements (one of the following):
Excel for PC: 2016, 2013, or 2010
Excel for Mac: 2016 or 2011

Product Description

Let’s face it, you’re not going to use a budget worksheet unless it’s incredibly easy. This super simple, user-friendly Excel budget template has just enough features to help you watch your spending with minimal effort.

Simply enter up to 20 categories and track your spending each month. The Super Basic Budget will show you where you’re spending the most.

Need something a little more advanced? Check out the Super Deluxe Budget.


  • 12-Month Budget
  • One Regular Income Source
  • Up to 20 Expense Categories

23 reviews for Super Basic Budget

  1. 5 out of 5


    The template is very easy to use and the instructions are clear. I would say this template is perfect for anyone planning a budget who has a set or fixed income each month. As this is not the case for me currently, I was advised to upgrade to the deluxe which offers that capability. I was even offered a discount on the upgrade since I had already bought this version! I am very happy with the product and the service, and will be recommending it to my friends and family members.

  2. 4 out of 5


    This template is great. I never buy templates because I can just download them for free, but there is no other template like this. So I bought it, and I couldn’t be happier!

  3. 5 out of 5


    Easy to use spreadsheet. Love it.

  4. 5 out of 5


    I’ve tried apps, home-made excel sheets, and online tools to help me budget and nothing has worked for me. I stumbled upon Savvy Spreadsheets and am so glad I did. It’s a fool proof excel sheet that is more advanced than anything I could create myself, easy to use, visual and dare I say fun! I love looking at the pie charts to see where I stand. Truly a one stop shop for budgeting!

  5. 5 out of 5


    In addition to being a very useful, functional, and helpful product, this spreadsheet is designed very well and also includes great instructions! Definitely recommend. Fast customer support.

  6. 5 out of 5


    Awesome! Very easy to use. I recommend you try it and you wont be disappointed.

  7. 4 out of 5


    I just recently started tracking my budget and the Super Basic Budget made it extremely easy! I loved the simplicity of the budget, makes setting up and tracking a breeze. I am currently upgrading to the Super Deluxe Budget as my income as recently changed and will continue to vary due to bonuses, etc. The Super Basic Budget does not allow you to change the monthly income on a month to month basis… therefore I’m choosing to upgrade. Had my monthly income remained fixed, I would have stayed with this budget!

  8. 5 out of 5


    I was recently laid off, and knew I needed to keep track of our budget better. I ran across savvyspreadsheets after an internet search, and am very pleased I made a purchase of a spreadsheet here. The payment and download was very simple. The spreadsheet works flawlessly. I am now upgrading to the super deluxe budget spreadsheet. The super deluxe will allow me to enter different monthly income amounts. Also, the customer service from Janet is great. She answered a few questions I had very quickly. I would highly recommend using a spreadsheet from savvy!

  9. 5 out of 5


    This spreadsheet is a must have for anyone interested in budgeting. It’s completely user friendly, very easy to use, and walks you through the process step by step. All you have to do is enter your finance data in the fields and voila! You get a comprehensive look at your finances for that month! I actually started out with the Super Starter Budget which is free and nearly identical to this version, except that you can only use it to budget one month instead of twelve. I loved it so much that I decided to upgrade to the Super Basic Budget and keep track of my finances annually! If you’re skeptical at all about whether or not you’ll like this spreadsheet I suggest that you try the free version out first (Super Starter Budget). There are no strings attached and the only thing they ask you for is your email – don’t worry they won’t use it for anything except sending you a receipt and the download link. I initially had trouble with the download, however I emailed Janet and within minutes she got back to me and resolved the issue. So if you have any trouble, just send her an email and I promise you won’t be disappointed!

  10. 5 out of 5


    A good budget is essential to financial freedom and the Savvy Spreadsheets are so easy to use. Very user friendly. I am a retirement planner and I will definitely recommend this to my clients looking for an easy way to stay on track with their financial goals. Also, my husband and I are both self-employed, this makes it so much easier to keep up with all the expenses and receipts we collect on a daily basis.

  11. 5 out of 5


    My husband and I are new to budgeting and wanted a spreadsheet that was easy to use. This one is very user friendly, has many categories included, and simple to update. I would recommend it for anyone starting out and wanting a basic tool. When I had a question regarding this spreadsheet, I also received excellent customer service. 🙂

  12. 5 out of 5


    Very easy to use! Simple categories are perfect for what I need!

  13. 5 out of 5


    So easy!!! this was perfect for me….thank you! 😀

  14. 5 out of 5


    I was looking for a simple spreadsheet to manage my finances and then I stumbled on the Savvy spreadsheet website. I have been using the super basic spreadsheet for a year, it is simple to use and helped me to manage my finances. I have now decided to customise the spreadsheet to a bespoke template that meets my requirements. The process was simple and all queries I had were dealt with promptly; amazing customer service. I am now enjoying my bespoke template. Try it you will not regret it.

  15. 5 out of 5


    I’ve been using the basic budget for a couple years now and it has been fantastic. We recently purchased a house and now we have more budgeting to do and so I’ve decided to upgrade to the super deluxe budget. Thanks for making this so easy. I’m no math whiz and I run a tight household with us only having one income! You make it easy.

  16. 5 out of 5


    I have looked everywhere for a simple budget spreadsheet to help me with my finances. I’m so thankful I found this one, it is really easy to use and very helpful!! Thank you so much!!

  17. 4 out of 5


    I have used quite a few budgeting spreadsheets, but this one I really like, it has all that you need and is very simple to use, what I really admire is the quick response that I recieve if I have any questions.

    Great spreadsheet…

  18. 5 out of 5


    I’ve never been really financially astute, have been afraid to look at my expenses in black and white, and have never known where to begin. Coming across the super basic budget spreadsheet actually changed all that. I have really enjoyed using the spread sheet and balancing expenses and earnings, dreaming about saving up, and developing concrete strategies to do that. These are fun and easy to use, adapt and customize!

  19. 4 out of 5


    wow, quite a creative approach.
    I use software, but Excel is sometimes better for the beginners.

  20. 5 out of 5


    This budget spreadsheet is so easy to use, it works everything out for you! I would recommend this to anyone and everyone!

    Thank you very much, has made life so much easier!

  21. 5 out of 5


    I loved it… I was looking for tracking my spendings and it’s perfect for me…. Thanks for putting it together…………

  22. 5 out of 5


    My fiancee and I are getting married in a few months, and I’m going to be the budget-keeper for the family. However, I had never created a budget before and just needed something really simple and easy to understand for both of us. I must have looked at half a dozen different budgeting solutions, but they were all so confusing! (And many of them cost $50 or more.) That’s when I found Super Basic Budget. It’s ridiculously easy to understand (but yet has just the right amount of features), and the price can’t be beaten. Highly recommended.

  23. 5 out of 5


    OK, look… I love the Super Basic Budget spreadsheet and want to use it to save my marriage! (I laughed a little out loud for that one). I have not had a registered home budget in many years and was looking for a simple and easy way to do it. (maybe a little dummy proof too) The way this spreadsheet is laid out is very user friendly and ridiculously easy with to-the-point directions. It has a place for daily entries that automatically subtract amounts in the categories you set up. By the way, it took me literally minutes to set up our budget. Thank you Janet for saving my marriage!

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Setting up your Budget
Logging your Expenses
Analyzing your Monthly Spending
Checking the Annual Summary
Frequently Asked Questions

Setting up your Budget

Start with the Setup tab.

Super Basic Budget Excel Template - Screen View - Setup Tab

It takes five steps to set up the Super Basic Budget.

Step 1: Enable your macros. For details on how to do this, check out this FAQ.

sbb-setup-startdateStep 2: Enter the month and year of when you want to start budgeting. The template will track your spending for a 12-month period starting with this month. There is a dropdown menu for the month. When you put your cursor on the month cell, a small arrow box should pop up next to it. Click on this arrow box, and a dropdown menu will appear.

sbb-setup-incomeStep 3: Enter your monthly net income (your take-home pay after taxes).

sbb-setup-calculatorformIf you earn a regular paycheck, click the orange Income Calculator button to help you determine your monthly net income. Enter your paycheck amount in the form that pops up. Then choose your paycheck frequency. The Monthly Net Income result is the amount you will enter.

Note: If you earn irregular income, check out the Super Deluxe Budget.

sbb-setup-categoriesStep 4: Enter up to 20 expense categories and the amounts you want to budget each month. Use the PLUS and MINUS SIGNS to add or remove category spaces. Use the UP and DOWN ARROWS to move categories.

Note: If you need subcategories, check out the Super Deluxe Budget.

sbb-setup-setbudgetStep 5: Click the “Set Budget” button next to the title.

sbb-setup-navbuttonsAfter your budget is set, you should see blue navigation buttons at the top of the sheet.

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Logging your Expenses

Click the blue “Expenses” button to go to the Expenses tab.

Super Basic Budget Excel Template - Screen View - Expenses Tab

On a regular basis, log your spending on the Expenses table.

sbb-expenses-exampleType over the example with the date, description, and amount of your first expense.

sbb-expenses-categoryThere is a dropdown menu for the category. When you click on the category cell, a small arrow box should pop up next to it. Click on this arrow box, and a dropdown menu will appear. Select the category from the dropdown menu.

sbb-expenses-rowEnter your next expense right below the first one. The table will automatically “grow” as you enter expenses.

Continue to add expenses as they occur, one right below the other.

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Analyzing your Monthly Spending

Click the “Month Detail” button to go to the Month Detail tab.

Super Basic Budget Excel Template - Screen View - Month Tab

After logging your expenses, check this tab to see how you did for the month.

sbb-month-buttonsFirst select the month you want to view, by clicking on a grey button towards the top of the screen. You can also view the Year-to-Date by clicking “YTD,” or the Total for the year by clicking “Total.”

sbb-month-summaryThe top section is a summary of your savings and spending for the month.

sbb-month-categoryThe bottom section is a breakdown of your spending by category.

On the right-hand side, you will see two pie charts.

sbb-month-budgetchartBudget Spending Pie Chart: The first pie chart represents your budget spending by category.

sbb-month-actualchartActual Spending Pie Chart: The second pie chart represents your actual spending by category.

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Checking the Annual Summary

Go the Annual Summary tab by clicking on the “Annual Summary” button.

Super Basic Budget Excel Template - Screen View - Annual Tab

Check this tab for a month-by-month view of your savings and spending.

The top two sections summarize your savings and spending by month. All the way to the far right, you can see your Total, YTD, and Averages.


The middle section shows you your spending vs budget by category. If you are consistently over or under spending in a particular category, you may want to adjust your budget.


At the bottom, you’ll see a Cumulative Monthly Trend chart.


That’s it! Just keep logging your expenses, check your Month Detail and Annual Summary tabs, and watch your savings grow 🙂

Super Basic Budget Excel Template - Screen View - Setup Tab

Have an unanswered question? Check out the FAQ page.

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